By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

If you do not agree with any part of these Terms, you must not use the Service.

Cherchenko Insurance Agency reserves the right to update or modify these Terms at any time without prior notice.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Service.

Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Service.

All content on the Service, including text, graphics, logos, and images, is the property of Cherchenko Insurance Agency or its content suppliers and protected by applicable intellectual property laws.

You may not reproduce, distribute, or create derivative works from any part of the Service without explicit written permission.

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. Cherchenko Insurance Agency makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties.

We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

In no event shall Cherchenko Insurance Agency, its directors, employees, or agents, be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service.

Our total liability to you for all claims arising out of or related to the Service shall not exceed one hundred U.S. dollars (USD $100).

You agree to defend, indemnify, and hold harmless Cherchenko Insurance Agency and its affiliates from and against any claims, damages, obligations, losses, liabilities, and expenses arising from your use of the Service or your breach of these Terms.

These Terms shall be governed and construed in accordance with the laws of the State of Pennsylvania, without regard to its conflict of law provisions.

Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Pennsylvania.

If you have any questions about these Terms, please contact us at support@cherchenkoagency.com or call (469) 529-8877.